Unexpected expense

I’m Miriam  Neff-with STARTING OVER FINANCIALLY, and I’m Valerie Neff Hogan, and we’re here to talk about moneyM  What if you could peer into the future and know financial surprises ahead.  Consider this.  We do!  Children’s feet grow.  Vehicles wear out; accidents happen.  Furnaces get old, rent goes up.

V Note that rarely are any of these less expensive than before.  No surprise there.  Property taxes, health care costs.  I hope we’ve convinced you to save and that we all need that reserve set aside for at least 3- 6 months living expenses.  We’re prepared if income shrinks or disappears.

If we dip into that for increased expenses or surprises, we build it up again.

M  Here’s what you are saving.  Interest incurred on credit cards, AND anxiety that always comes with unpaid bills and unknown futures.

PODCAST